List of United States insurance companies

21st Century Insurance
AccuQuote
Alleghany Corporation
Allied Insurance
Allstate
American Automobile Association
American Family Insurance
American Income Life Insurance Company
American International Group (AIG)
American National Insurance Company
Amica Mutual Insurance
Aon Corporation
Assurant
Auto-Owners Insurance
AXA Equitable Life Insurance Company
Bankers Life & Casualty Company
Berkshire Hathaway
California Casualty
Capital Insurance Group
CNA Financial
Colonial Life & Accident Insurance Company
Commerce Insurance Group
Conseco
Country Financial
Chartis
Chubb Corp.
Encompass
Erie Insurance Group
Esurance
Everest Re Group
Evergreen USA RRG
Farmers Insurance Group
Federated Mutual Insurance Company
GAINSCO
GEICO
General Re
Genworth Financial
GMAC Insurance
Hanover Insurance
The Hartford
HCC Insurance Holdings
Hereford Insurance Company
Infinity Property & Casualty Corporation
International Fidelity Insurance Company
Jackson National Life
John Hancock Insurance
Kemper Insurance
lgap Insurance
Knights of Columbus Insurance
Liberty Mutual
Markel Corporation
Merchants Insurance Group
Mercury Insurance Group
MetLife
Mutual of America
Mutual of Omaha
Nationwide Mutual Insurance Company
New Jersey Manufacturers Insurance Company
New York Life Insurance Company
OneBeacon
Oxford Health Plans
Pacific Life
PEMCO
Penn Mutual
Primerica
Principal Financial Group
Progressive
Protective Life
Prudential Financial
The Regence Group
Reliance Insurance Company
Response Insurance
RLI Corp.
Safe Auto Insurance Company
Safeco
Safeway Insurance Group
Sentry Insurance
Selective Insurance
Shelter Insurance
Southern Aid and Insurance Company
Standard Insurance Company
State Farm Insurance
Swiss Re
Symetra
Tri-State Consumer Insurance Company
TIAA-CREF
The Travelers Companies
Uniguard – Headquarter in greater Seattle area
United Auto Insurance Company
Unitrin Direct Auto Insurance
Unum
Vantislife Insurance Company
USAA
Wawanesa Insurance USA (CA and OR)
Wells Fargo
West Coast Life
Western Mutual Insurance Group
Western & Southern Financial Group
Westfield Insurance
Western Reserve Life Insurance Company
White Mountains Insurance Group
Annuity
Main article: Life annuity
Allstate
American Family Insurance
American Fidelity Assurance
Amica Mutual Insurance
Aviva
AXA Equitable Life Insurance Company
Bankers Life and Casualty
Conseco
Farmers Insurance Group
Fidelity
Genworth Financial
ING Group
Jackson National Life
John Hancock Insurance
MetLife
Mutual of Omaha
Nationwide Mutual Insurance Company
Old Mutual
Pacific Life
Protective Life
Prudential Financial
Standard Insurance Company
State Farm Insurance
Thrivent Financial for Lutherans
TIAA-CREF
Transamerica Corporation
UNIFI Companies
United of Omaha
Western & Southern Financial Group
Health insurance (major medical insurance)
Main articles: Health insurance and Health insurance in the United States
AARP
Aetna
American Family Insurance
American National Insurance Company
Amerigroup
Anthem Blue Cross and Blue Shield
Assurant
Blue Cross and Blue Shield Association
Celtic Insurance Company, subsidiary of Centene Corporation
Centene Corporation
Cigna
Coventry Health Care
EmblemHealth
Fortis
Golden Rule Insurance Company
Group Health Cooperative
GHI
Health Net
HealthMarkets
HealthSpring
Highmark
Humana
Independence Blue Cross
Kaiser Permanente
LifeWise Health Plan of Oregon
Medical Mutual of Ohio
Molina Healthcare
Premera Blue Cross
Principal Financial Group
The Regence Group
Shelter Insurance
Thrivent Financial for Lutherans
UnitedHealth Group
Unitrin
Universal American Corporation
WellCare Health Plans
WellPoint
Medicare
Main article: Medicare (United States)
Aetna
American Family Insurance
Bankers Life and Casualty
Conseco
Mutual of Omaha
Premera Blue Cross
Thrivent Financial for Lutherans
Supplemental insurance
Aflac
Allstate
American Fidelity Assurance
Colonial Life & Accident Insurance Company
Conseco
Liberty National Life Insurance Company
Mutual of Omaha
Supplemental health insurance
Allstate
MEGA Life and Health Insurance
State Farm Insurance
Travel insurance
Main article: Travel insurance
Access America, a brand of Mondial Assistance Group
InsureMyTrip
International Medical Group
Seven Corners, Inc.
Travel Guard
Usa-Assist Worldwide Protection
Workers’ compensation
Main article: Workers’ compensation
American International Group (AIG)
Erie Insurance Group
Hanover Insurance
The Hartford
Liberty Mutual
Merchants Insurance Group
Missouri Employers Mutual
Nationwide Mutual Insurance Company
Penn National Insurance
Sentry Insurance
State Accident Insurance Fund
State Farm Insurance
WellPoint
Zenith Insurance Company

Van Insurance

Many businesses, including florists, couriers, caterers, electricians, plumbers, and many more, use vans as their means to their livelihood. That’s why it is so important to have proper van insurance coverage.
Van insurance protects you against financial calamity should you or one of your employees cause bodily or property damage to another person. You might also consider physical damage to protect your van in case it is damaged in an accident. Just make sure you carry enough coverage so repairs and replacement costs don’t erode your bottom line.

If you are an independent contractor and you use your van for deliveries or service calls, your employer’s insurance might cover the cargo you transport. In addition they may be able to cover you with liability insurance under their commercial policy, especially if they have an Any Auto policy.

You should check with your employer and verify what is and isn’t covered. Consider your own van insurance policy if you are only covered by your employer when you are making deliveries or performing service calls. Most van policies cover all types such as cargo, delivery, company/fleet, minivans, passenger, wheelchair, and step vans as well as Sprinter trucks.

Here at InsuranceUSA.com you can build your plan to fit your specific van insurance needs. We stand ready to provide van insurance quotes to you any time, 24/7. There’s no obligation and once you receive your quote, you are free to compare it to other polices so you can decide which policy is best for you and your budget.

Commercial Car Insurance

For small business owners who use a vehicle to transport products or people, haul equipment, or similar needs, a high-liability commercial insurance policy is likely the best option for protecting their investment.
Whether it is theft, vandalism, property damage, liability, or you need to cover employees or protect yourself against business interruptions, commercial car insurance is a valuable resource to have. If you own and operate a business and you don’t have commercial car insurance, you are putting your enterprise at great risk of losing money and even assets if you are sued due to an accident wherein you or one of your employees is found at-fault.

It doesn’t matter what kind of business you own or the type of vehicles you operate, InsuranceUSA.com has you covered. Most commercial car insurance policies cover a vast variety of vehicle and trailers including, but not limited to box, dump, catering, refrigerated, and bucket trucks as well as flatbed, tanker, concessions, and logging trailers, plus many more! All you need to do is inquire with a commercial car insurance company as to whether they cover your type of vehicle.

Here at InsuranceUSA.com you can build your plan to fit your specific commercial car insurance needs. We stand ready to provide commercial car insurance quotes to you any time, 24/7. There’s no obligation and once you receive your quote, you are free to compare it to other polices so you can decide which policy is best for you and your budget.

Motorcycle Insurance

While motorcycles remain less expensive than cars, the one crucial expense you don’t want to overlook is motorcycle insurance.
Motorcycle insurance can be found for almost all types of bikes such as scooters, moped, touring bikes, ATVs, snowmobiles, golf carts, motocross, trikes or other factory-built two and three-wheeled vehicles.

Motorcycles are cheaper to maintain than cars and they are more fuel efficient but motorcycle insurance can be tricky and you should be able to make informed decisions about your policy.

Motorcycle insurance typically has many options for riders and their bikes. Policies can usually be customized with varying levels and types of coverage including liability, total loss coverage, uninsured/underinsured bodily injury, trip interruption, medical payments, roadside assistance, comprehensive and collision, and more.

Here at InsuranceUSA.com you can build your plan to fit your specific motorcycle insurance needs. We stand ready to provide motorcycle insurance quotes to you any time, 24/7. There’s no obligation and once you receive your quote, you are free to compare it to other polices so you can decide which policy is best for you and your budget.

Should You Be Told if Your Bad Credit Affects Your Car Insurance Rates?

Recently, there has been growing debate over whether or not car insurance companies should be able to base people's car insurance rates on their credit. There are good arguments on both sides of the debate. The "yes" people say that basing car insurance rates on credit allows car insurance companies to more accurately predict risk, and thus makes rates lower for everyone. The "no" people say that bad credit does not make someone a bad driver, and even if many people with bad credit are bad drivers, then that doesn't mean that good drivers with credit problems should be punished. After all, they have enough trouble paying higher interest rates and climbing out of debt - their problems should not be compounded by higher car insurance rates.
But even the people on the "yes" side would have to agree that you should be notified if your bad credit results in higher car insurance rates. The Fair Credit Reporting Act (FCRA) says that people have the legal right to be notified when they are declined for credit, employment, or insurance, on the basis of their credit history. But the Act is unclear on whether or not car insurance companies have to notify you if your bad credit results in higher rates. Several state attorneys general say that this is a bogus loophole that needs to be closed.

Arkansas and Oregon Lead the Way

The attorneys general of Arkansas and Oregon have both filed suits against a leading car insurance company for failing to disclose "adverse actions" taken against customers based on their credit. Five other states have joined them in seeking national clarification on the matter. But this begs the question, "Why would car insurance companies not tell you that your credit was impacting your rates?"
The answer is simple: Every car insurance company treats its customers' credit differently. A study by Consumer Reports showed a nearly forty percent difference between how two car insurance companies viewed the same bad-credit customer. And that's two car insurance companies that actually use credit reports - some don't. In that case, you could save up to forty-seven percent on your car insurance rates!

Don't Wait for the Courts - Find Out and Shop Around

The wheels of justice move slowly, and it may be awhile before a definitive ruling about informing people how credit impacts their car insurance rates becomes law. The good news is that you don't have to wait. First, ask your car insurance company whether or not they use your credit file to determine the rates you pay. If they say yes, then ask if you are being "rated" adversely. Ask for their answer in writing. If they say that they don't use consumer credit files, then ask for that statement in writing. If they refuse to provide you documentation or, worse yet, say "I don't know," then you definitely need to shop around. Chances are you can save quite a bit. In fact, it never hurts to shop around, so regardless of their answer, you might want to spend a little time at carinsurancerates.com looking for a better deal. What do you have to lose but the high monthly premiums?

Protect Yourself With Accident Insurance

You are required to carry accident insurance for your car across most the United States. This is sometimes referred to as liability insurance but this is only part of the deal. If your policy is limited for you car, then you may not be fully covered.
Many people wind up doing this because it is cheaper, but you really should have full coverage for a truck or car. This is the only way in which you'll be covered no matter who causes the accident, or the kind of damage has occurred.
You may consider it unnecessary to have a full coverage accident insurance policy on your vehicle due to the fact that everyone is required to have the liability type of accident insurance. There are still plenty of people that don't have insurance, even though they legally are suppose to, so this could pose a problem for you if your aren't fully insured.
If an uninsured motorist happens to hit your car, you could get caught not being covered at all. You may be able to sue them to get your car fixed and other damages, but chances are if they can't pay for insurance they will not have anything to pay you with anyway, even if the judgment goes your way.
When you win a judgment on a person, that has no money all you basically get is a promise to pay with no results. And that will be nothing but frustrating.
You may also need better accident insurance if you drive in connection with your job. True your employer may cover you to a certain degree, but you may not be covered as much as you would like to be.
Ask your employer and find out how covered you really are with your accident insurance, see how it helps your family if you get hurt, or worse if you became disabled due to an accident while working. You may you coverage is not enough.
It may be wise for you to buy your own accident insurance, but if your job is in the category of high risk, you may discover your premiums are quite high.
Still it just might be worth the extra money to have the better coverage on your accident insurance, it is better than leaving your family high and dry if tragic circumstances happen.
True you might reach retirement without anything happening, and find you spent a pretty penny on accident insurance, but you can still rest easy that you did what you needed to protect you and your family.
Get the facts about Car Accident Insurance. Learn practical tips for protecting yourself for less.