Wednesday 10 June 2009

Auto Insurance Coverages

Choosing auto insurance from Progressive means choosing wide-ranging coverages that protect you, your family and your car. Select from options including Bodily Injury and Property Damage Liability, Comprehensive and Collision, Rental Reimbursement, Roadside Assistance and more.

Monday 8 June 2009

Insurance Company Comparisons

Auto insurance companies differ greatly. Some offer basic, no-frills coverage while other auto insurance companies offer more coverage than you could imagine.
You may want to compare auto insurance companies before you decide on one, but where do you start? Right here, with our automobile insurance company comparison chart.
Not only can you see the difference between major auto insurance companies, you can see how automobile insurance companies differ in your state. Our chart comparing auto insurance companies provides information in 20 different areas, including:
Stability and size – See details about market share, as well as A.M. Best ratings for several auto insurance companies. Customers know that stability and the ability to meet obligations is important for auto insurance companies. So do we, and we show you how different automobile insurance companies fare in these areas.

Purchase options – To make shopping even more convenient, we help you see if you can buy auto insurance 24/7 online, by phone and more from several major auto insurance companies.
Customer service offerings – Get details about whether automobile insurance companies offer immediate online policy service, online payments or 24/7 phone access. Easily find out how available a company is to you — and how convenient their services are.

Insurance products available – Auto insurance companies often offer more than just car insurance. Some auto insurance companies offer motorcycle insurance, boat insurance, home insurance and more. See who offers what at a glance.
As you shop and sift through the many automobile insurance companies, make sure you choose the one that gives you the best deal for your money. No matter what you're looking for, you can find the right automobile insurance company for you.
And remember: Progressive may not be able to provide comparison rates for all auto insurance companies, but we can give you helpful information about several of them to make shopping for car insurance faster and easier.
Get started now and see how your automobile insurance company compares to others.

Thursday 4 June 2009

How Good Is Your Insurance Rate?

If you've ever wondered whether your Progressive insurance rate is higher or lower than other companies' rates, you can easily compare an auto insurance rate from Progressive to rates from other companies when you visit Progressive.com.
Every month, more than 100,000 people who get an auto quote with Progressive choose to compare their auto insurance rate to rates from other companies. When you compare an auto insurance rate at Progressive.com, you'll know you're getting up-to-date rates for Progressive and for other companies.
How We're Able to Provide Rates for Other Companies
Every state has a department of insurance or other body that regulates the insurance industry, and all auto insurers are required to file their insurance rates with these regulators. Companies file their insurance rates in every state that they do business, which means their calculation methods are made public. Because of this, any insurance company can see how other companies determine their rates.
Since rate calculations are not private, Progressive is able to research them and provide rates for other companies, which, in turn, allows you to compare an auto insurance rate from Progressive to other top companies' rates — all in one place.
Insurance rates can change at any time, as long as a company files the update with its state insurance regulator. So how can you know Progressive will provide you with the right rate for another company? We continuously monitor state insurance filings, and when we discover a company has updated its rate calculations, we update our information for that company. So, when you choose Progressive to compare an insurance rate for one or more companies, you'll know the comparison insurance rates you receive are based on current information.

Why Compare Auto Insurance Rates?

When you're shopping for insurance, you'll most likely compare auto insurance rates from different companies before you buy. Though you may spend a bit more time researching when you compare auto insurance rates, most people choose to compare rates to get the most for their money — and to save money on insurance.
We're right there with you. In fact, to help you achieve this, we give you the opportunity to compare auto insurance rates in one place — in just a few minutes, no less.
It's simple: Just complete a Progressive auto quote in about six minutes, then choose to compare car insurance rates immediately afterward. By answering a few more questions, you'll see rates for other top companies in less than three minutes. That means in roughly eight minutes, you can compare car insurance rates from other top companies to our rate simply and easily.
Who offers the best rates?
As you compare auto insurance rates, you may discover Progressive offers the lowest price. Or, you may find another company offers better rates. That's the advantage of choosing to compare auto insurance rates: You'll have rates for several companies in front of you to help make your decision easier.
Remember that what a company offers is reflected in the price. As you compare car insurance rates, try to select similar coverages and limits from each company to get the most accurate comparisons. You may discover that the company with the lowest rate also offers the lowest amount of coverage or that paying a little more for insurance can get you a lot more coverage. Ultimately, you should compare car insurance rates to get the best rate for the best coverage.
If you're in the market for car insurance, choosing Progressive can help make your shopping easier and more informed. Get a Progressive quote, then compare car insurance rates for other top companies in about eight minutes — all in one place.
Get started and compare auto insurance rates now!

Tuesday 2 June 2009

Shopping for Auto Insurance

Shopping for auto insurance means spending time researching companies to find exactly what you want. When you shop with Progressive, not only will you find affordable car insurance online, by phone or with an agent, you'll get a good amount of valuable information, too. Choose one of the following topics to learn more about auto insurance and what you'll get with Progressive:

Affordable Car Insurance
Instant Auto Insurance Quotes
Name Your Price®
Why Shop for Auto Insurance Online?
Car Insurance Quotes and More
Easy Auto Insurance Quotes Online
Online, Phone and Mobile Support
Payment Options

Monday 1 June 2009

The Easiest Way to Find Cheap Car Insurance Rates



If you search for the car insurances on Google, you will get more than 50 million webpage links. So what do you do to find the cheapest rates possible with so many options? Do you stop at each site and repeatedly provide the information requested or is there an easier method? Sounds like a lot of work!
OnlineAutoInsurance.com provides a much easier solution. By only completing one set of questions, an instant rate comparison can be made from a variety of quality insuring companies with recognizable brands. This is, by far, the easiest way find cheap car insurance by comparing quotes and choosing the cheapest one which offers the coverage you need.
While on your quest to finding the cheapest insurance, you must be clear about what you want. There will be multiple choices in front of you under which you must make a choice on important factors such as a low price; however, there are alsoimportant factors to consider such as coverage. Of course, the less coverage you get, the cheaper the rates, but there must be a balance between both. Although if you strip down to the bare minimum protection it can save money, in the long run it may cost more if you are caught under-protected and have to pull money out of pocket to cover expenses.
The Internet allows users to analyze data and complete further research on specific insurers. Download brochures and policies to include in the comparison and consider the number of services provided and ease of filing claims. The often overlooked aspects are the important ones. Take for example customer service which can be overlooked until it’s needed. There could be tough decisions between the various companies offering cheap quotes and at that point, you must review all aspects and make a decision based on which makes you feel more comfortable.
Tips for Cheaper Auto Insurance Rates
Take advantage of the different discounts provided by the various insurance companies and thus ensure cheaper rates. Be aware that most insurers will offer lower premiums for those who drive less. If you drive a small amount of mileage to work or school, you may fall into a lower costing category.
Multiply your commute one way to work by 500 and then add 5,000 to get an estimated annual mileage.
Example: 5 miles to work one way X 500 = 2500 + 5,000 = 7,500 annual mileage
Although the formula above varies within carriers, it should give you a good idea if you qualify for cheaper auto insurance rates through a low mileage discount. Possibly, any commute under10,000 annual miles will generate the cheapest rates because the less on drives, the lower the risk of having a loss. For more tips on savings, check out the video on how to find the cheapest auto insurance rates online which provides more details.