Different Sections of an Auto Insurance Policy

Have you ever taken a closer look at the bulky envelope your auto insurance company sends you every time your policy renews? That packet of paper holds the details of your auto insurance policy and can be a lifesaver when you need to know those details to file a claim. If you haven’t taken the chance to review your policy on paper, make time to do so. Anyone who doesn’t have an auto insurance policy yet but is wanting to know more, read further as we explain the different parts of the auto insurance policy explanation packet. We’ll break down the parts and explain their purpose.
The first part of your insurance policy packet is the declarations page. This page lists the important factors of your policy, starting with information identifying the auto insurance company and the policyholder. The name of your auto insurance company should be listed, as well as their contact information should you ever need to get in touch with them. Not only will you find your insurer’s information, but you should be able to see your information as well. Your name, phone number, and address should be listed on the declarations page, showing you as the policyholder. Along with this information about you, your policy number should be listed too. Your policy number, which can be all numbers or a mix of numbers and letters, is the way the insurance company identifies you first on their records. This way, if two policyholders happen to have the same name, their information will not get confused and will stay private.