Best Car Insurance Companies

Knowing you have selected a good car insurance company is peace of mind you will want to have before you get in an accident, have your car stolen, or encounter any number of situations that involve you having to make a claim. You don't want to find out too late that your car insurance provider isn't up to par.

This list contains the top ten best auto insurance companies based on affordability, value of services, and responsiveness. Because, after all, what good is having a rock bottom rate if you don't get enough in return or can't get the help you need when you need it.
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1 Geico

+11Switched from Allstate after 24 1/2 year and Saved $600.00 every 6 months. Was paying $1298 and now $698. 10 and now I'm switching home insurance also. Thank You GEICO for SAVING me $1200 a year on my AUTO.

+10I love GEICO, they have EXCELLENT customer service!!! They are always great, they're always so personal, they are always there to help all day and night and weekends and you don't have to worry about someone being on vacation or sick because there's always more and great agents there to help. Plus they work with other outside companies and you can get discounts other places just for being with them. I just wanted to say I think GEICO is worth calling and getting a quote if you don't already have a policy.

+6I just switched to Geico because of these comments. I thought the whole, "save you more money," marketing was just a gimmick, but I really did save money. My bill has gone down! I'm paying less for 2 vehicles than I was for 1 vehicle with another provider, same features! I spoke with 3 different people, and all of them were great, and personable. I didn't feel like just another number. Awesome rates, awesome service. Highly recommended.

2Esurance

+6Thanks Esurance for the savings, Progressive wanted
$900.00 6 months and 21st wanted $1100.00 and ESURANCE
$525.00 what more can I say!

+3I was tired of my insurance payments going up and up and up, so thought it was time to start shopping for new insurance. I had tried over the Internet before but hadn't a clue what I was doing, so I just gave up. I had my previous insurance elsewhere and came to find out I was paying way, way too much. I am saving $750. 00 a year by switching to Esurance! I could not believe it! I immediately started the process of switching, and I am now a new Esurance customer and a very happy one! Today, I received my policy and cards via email just as promised and am glad I switched!

+2Simple, easy to use online interface with little or no lag time. You can change your policy and pay bills in literally seconds. 5/5 stars for convenience alone. Competitive rates too.

3Liberty Mutual

I am a 40 year customer. They are personal, competitively priced, and are quick and professional wiht price. Sometimes they try to raise prices at renewal time if you don't stay on top of your policy.

Great customer service, good rates, except their RV insurance is quite high.

I have been with Liberty Mutual for 11 years and have always found their customer service to be exceptional.

4State Farm

+4Never in my life have I ever had a problem with state farm. My family and I have been there with them for 50 years. Are the premiums high? I have been self employed for quite a few years. If you want me, you will pay a premium for that due to the service you get. State Farm rates are in with the rest, but my agent Kelly Langen is the best and I would never change for lousey service to save a buck!

+4I love State Farm, they handle all my ins. My car, car loan, my Apt. , and my health ins. My old car loan charged me a lot for gap insurance, my SF car loan gives me gap insurance for free, I saved money when I refinance my car with SF. My old insurance was more money, and my coverages where less. My agent explained what I had, and I picked better coverages and pay less. I also like their website. Nice being able to talk to real people 24/7, even in late at night, m and I am traveling, and in other time zones. Great service.

+3A company can't stay number one in business unless the people in the company do what they promise. I have always been delivered more than promised by my State Farm Agent. No one asks how much they were paying when one has a claim. Price becomes pretty subjective. How fast and fair claim is handled matters the most when one has a loss.

5Allstate

+1I love Allstate my agent is Great! Allstate is the best. Having an agent right down the steet that I can stop in and talk to when ever I have a question really makes a difference.

+1Immediate accident forgiveness and real agents-not lizards nor 800 numbers.

+1I received a quote within minutes online and it was much lower than Geico, Progressive, State Farm, Nationwide and Safeco auto insurance companies. With the promise to keep me insured with their "no insurance hike up when getting into an accident", I will definitely continue to be an Allstate customer. I believe that I am in better hands than all the rest.

6Progressive

+1Progressive was very user friendly! I was amazed how easy it was to do this online. The monthly premium we are now paying is excellent! I regret not looking at this company sooner. The representative I spoke to to was also very helpful.

+1Progressive makes your claim service as easy as it can be. They take the stress out of dealing with the whole situation. I am so happy they are my insurance company! My co-workers are as impressed with Progressive as I am, now that they are seeing how Progressive is handling my claim.

+1there service and willingness to help resolve a cliant problem goes above and beyond the normal call of duty.

7 AAA

+4The most feared by other insurance companies. With AAA, nobody messes with you.

+1I just finished up a auto claim with AAA. I had used AAA for my first car years ago, but switched to geico and then state farm since I had to be insured on a college student budget.

Post grad I moved back to AAA when I was making higher income. The past weekend was the first time I've had to actually invoke my car insurance coverage due to a hit on run on my car while parked.

The response time, courteousness and professionalism shown by the AAA agent was amazing.

I intend to stay with AAA for many, many years to come. Thumbs up.

+1Courteous, professional service every time I have called with a question or concern.

8 21st Century Insurance

+2Great customer service... and everyone gets the free roadside assistance. best so far

+2The quote I received was LESS than the rate I was paying through Allstate WITH my multi-policy discount.

+1First of all it beats all of the companies in the top, also love the commercials where the guy does crazy things. I know that's not relevant but its one of the factors, and you save a lot.

9 Nationwide

+1Ridiculous that this very old and conservative company is listed 9 under the we don't pay anything Allstate and 21st Century. What could people be thinking?

+1Nationwide fights hard to beat other insurance companie's rates! They are truely on your side and I am very satisfied with my policy :) Join Nationwide toady and save!

+1first class claim service all the way around.

10 USAA

+1I have been with USAA for 22 years and my father has been with them for 40 years. They have the best rates of all the insurance company's by far. I have had other insurance company's contact me to change to their company, but when I told them I was with USAA they said they coudn't touch their rates.

USAA is easy to deal with, responsive, available, capable, conscientious and affordable.

Best rates in the market. Superior customer service. Awesome roadside assistance. Easy to use website! The best insurance ever