Monday 4 May 2009

Finding the right Auto Insurance Company for Young People

There are companies out there which offer affordable auto insurance to drivers who are young and inexperienced, but how do you find them? - By comparing quotes from multiple companies! Here’s why: You may hear a parent say that their child got a great rate from a certain company, but when you went to get a quote, it wasn’t the case. This is because there are many factors used to determine rates such as zip code, driving record and much more. Everyone is unique and will most likely be offered cheap car insurance from a different carrier.

Get multiple quotes at the same time to complete a rate comparison:

The Internet is a great way to get multiple auto insurance quotes at the same time in order to see which company will offer that young driver reasonable prices. By answering one set of questions, OnlineAutoInsurance.com lets drivers compare quotes online from top companies such as Progressive, AIG, GMAC, Infinity and many other industry leaders.

In order for young drivers to get the cheapest rates possible:

Ask for a discounts if
commute to work or school is short
school grades average "B" or better
the youth has had prior insurance coverage with another carrier within the last 30 days
Consider higher deductibles when adding physical coverage to a vehicle
Avoid unnecessary coverage such as "collision" if the vehicle’s value is insignificant

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